Get tax savings on a car you love
We could help make your ideal car more affordable. Even if it's the car you already own! Get a quote now to see the tax savings you could enjoy.
Why salary package a car?
Salary packaging a car through a novated lease is one of the simplest and most cost-effective ways to buy and run the car you want. It helps reduce your taxable income and the tax you pay, and you can also save in other ways.
With a novated lease your car finance and all usual running costs come out of your salary in regular, easy payments. With an eligible, fully-electric vehicle (EV)^, it all comes from your income before tax, and for other cars it’s a combination of before and after-tax income.
^ Fringe Benefits Tax (FBT) exemption available for eligible electric or hydrogen cell vehicles purchased through a novated lease up to the Luxury Car Tax limit ($91,661 in FY 2026-27). See the Australian Taxation Office website for full eligibility criteria.
Win back your first year’s lease payments^^
Order and take delivery of a new car on a novated lease between 1 September 2026 - 13 October 2026 for your chance to win. There are five prizes to be won!
Each winner will receive a cash prize of up to $12,708, paid after the first 12 months of their eligible novated lease. T&Cs and eligibility criteria apply.
Move into an electric vehicle
You may be able to benefit from federal government FBT concessions by leasing an eligible^ fully electric vehicle (EV) through a novated lease. For eligible EVs, your novated lease can be structured so that lease and running costs are funded from pre‑tax income, depending on your employer’s policy and your circumstances.
With an EV, you can enjoy modern technology and lower tailpipe emissions, while also accessing potential tax advantages available for eligible vehicles.
From start to finish, we can help you save
We can help you secure a competitive price on your chosen vehicle through our network of over 80 South Australian dealers.
Under a novated lease, GST is not payable on the purchase price of the vehicle, and GST savings are calculated on the FBT base value of the vehicle up to the claimable limit ($6,353 for FY 2026-27), unless the vehicle is exempt.
If you join our Vehicle Maintenance Program, you may also be able to reduce your out‑of‑pocket servicing costs. When it’s time to upgrade or sell, our Smart Sell™ program can help you arrange the sale of your vehicle and save you time.
Drive away. Then holiday.
You could earn 35,000 bonus Qantas Points when you take out a novated lease through SmartTM. A novated lease is one of the most tax-effective ways to buy and run a car**. Terms and conditions apply.
Want to sell your car?
Find your car below, submit your details and our team will be in touch.
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Your Car
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Find Your Car
Thank you , a member of the Smartleasing team will contact you shortly about the sale of your
Find out more about the potential savings you could make when you switch to an EV.
Important information
^^ Terms & Conditions apply, for full details visit sagov.smart.com.au/legal/cash-bonanza-tcs/. Promotion period begins on 01.09.2026 at 00:01am AEST and ends on 13.10.2026 at 11:59pm AEDT. Joint promoters are: Smartsalary Pty Limited, a SmartTM company, AccessPay Pty Ltd, Smartsalary Pty Limited trading as Smartleasing, and Autopia Management Pty Ltd. The prize pool is shared among the four named joint promoters. This means, for example, that an eligible entrant who is a customer of Smartsalary will be competing for five (5) prizes with all other eligible entrants, who may be customers of any other of the joint promoters. Open to Australian residents 18+. Entrants will be eligible to enter the draw when they order and take delivery of a new vehicle through Smart, Autopia or Smartleasing, obtain vehicle finance for that vehicle through a Smart, Autopia or Smartleasing preferred financier, and receive confirmation from Smart, Autopia or Smartleasing (as applicable) that the novated lease has settled during the Promotion Period. One entry per eligible novated lease vehicle. Eligible entrants who satisfy the eligibility criteria and have their novated lease settled during the Promotion Period will receive an email within seven (7) business days of settlement containing a link to opt in to the draw. The opt-in process must be completed by 30 October 2026. Winners will be selected during the competition prize draw which will take place on 04 November 2026 at 3:00pm AEDT. The shared prize pool consists of five (5) prizes, with each prize consisting of one (1) single payment of up to $12,708 AUD per winner, and payable after the first 12 months of the winner's eligible novated lease, subject to the winner remaining an eligible novated lease participant and verification of eligibility. Winners will be notified by email within seven (7) business days of prize draw. NSW Trade Authority TP/01464 and NSW Notification Number NTP/17871, ACT Permit Number TP 26/02014.1 and SA Permit Number T26/1526.
** This offer commenced 1 May 2026 and is only available to those whose employers allow them to finance a car through Smart. Smart may withdraw, change or remove this offer at any time. To be eligible for 35,000 bonus Qantas Points, individuals must do the following: (1) submit the ‘Get a Quote’ form on https://www.smart.com.au/p/qantas-points/; (2) order a new vehicle through Smart; and (3) obtain finance for that vehicle through Smart. Individuals must be a Qantas Frequent Flyer member at the time of vehicle order and link their account as prompted by Smart. For the full terms and conditions of this offer please visit here.
^ Fringe Benefits Tax (FBT) exemption available for eligible electric or hydrogen cell vehicles purchased through a novated lease up to the Luxury Car Tax limit ($91,661 in FY 2026-27). See the Australian Taxation Office website for full eligibility criteria.