A woman enjoying the view from her car

How to claim

  • Get in touch with one of Smart's experts in employee benefits.
  • Mention promotion code: "SIZZLE1000" to your leasing consultant
  • Place your vehicle order with Smart before 20 December 2024.
  • Receive your $1,000 eGift card^ within 60 days of your car delivery date

What is novated leasing?

With a novated lease you can pay for your car expenses using a combination of your pre-tax and post-tax salary (or if your car is eligible for the electric car discount#, all payments are made using your pre-tax salary). This could reduce your taxable income and the amount of tax you pay.

You could unlock:

  • Lower up-front costs
  • Tax savings on your car and related running costs 
  • The convenience of finance and running costs bundled into one easy payment on payday
  • Bigger discounts on eligible# EVs thanks to Government incentives
Quoted prices include:
TickFinance
TickRego
TickCTP
TickFuel/Charging
TickMaintenance
TickInsurance

Electric vehicles

Cupra Born
Cupra Born
5-Seater
Request a quote
MG4
MG4
Excite 51kWh
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Mitsubishi Eclipse
Mitsubishi Eclipse Cross
Exceed Plug-in Hybrid
Request a quote

Latest deals

Isuzu MU -X
Isuzu MU-X
LST 4X4
Request a quote
Hyundai Tucson
Hyundai Tucson
NX4 V3
Request a quote
Ford Range Wildtrack
Ford Ranger
Wildtrak 4X4
Request a quote
Mazda CX-5
Mazda CX-5
G25 Maxx Sport
Request a quote
Nissian X-Trail
Nissan X-Trail
Ti e-POWER
Request a quote
Cupra Formentor
Cupra Formentor
VZe Plug-in Hybrid
Request a quote

This is general information only. Before entering into any salary packaging or novated leasing arrangement, you should consider your objectives, financial situation and needs, and seek appropriate legal, financial or other professional advice based upon your own particular circumstances. The availability of benefits is determined by your employer. Conditions and fees apply. Smartsalary Pty Ltd, ABN 24 096 796 100, a Smart™ company.

^Smart customers will be eligible for a $1,000 eGift card if they, (1) lease a new or used vehicle through Smart between 00:01 (AEDT) on 28 November 2024 and 11:59pm (AEDT) on 20 December 2024; and (2) the unique promotion code (‘SIZZLE1000’) is quoted to a Smart consultant prior to vehicle order being placed; Vehicle finance must be arranged through Smart with one of its approved panel financiers. The customer may establish and finance multiple vehicle leases (provided they are permitted to do so by their employer), however recipient will only will be eligible for a maximum of one (1) eGift card. Customers will no longer be eligible for this offer if they cancel their vehicle order prior to lease settlement. eGift card will be issued through a third-party provider not related to Smart. eGift cards will be dispatched to eligible customers via email within 60 days of the date of such customer taking delivery of vehicle. Use of any eGift cards will be subject to the terms and conditions of the third-party provider who issues the eGift card. eGift cards cannot be exchanged for cash or other items. Not to be used in conjunction of any other offer.

*Price and estimated tax savings based on the following assumptions: (1) living in SA 5000, (2) salary: $90,000 gross p.a., (3) travelling 15,000 kms p.a., (4) lease term: 5-years, and (5) salary sacrifice using Employee Contribution Method (ECM) and FBT Exempt Method for Electric Car Discount eligible EVs. Images shown may not be the exact car that the calculations have been based on. All figures quoted include budgets for finance, charging and/or fuel, servicing, tyres, maintenance, Vero by Suncorp comprehensive motor insurance, Hydro Platinum Pack and re-registration over the period of the lease. Vehicle residual, as set by Australian Taxation Office, is payable at the end of lease term. The exact residual amount will be specified in your vehicle quote. Figures are based on quotes obtained by Smart in November 2024 from its dealership network and may be subject to change.

# Fringe Benefits Tax (FBT) exemption available for eligible electric, plug in hybrid or hydrogen cell vehicles purchased through a novated lease up to the Luxury Car Tax limit ($91,387 in FY 2024-25). Plug-in Hybrid Electric Vehicles will only be eligible for the exemption if a quote is signed and returned to us on or before 31 March 2025.