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WIN your first year of lease payments+ - up to the value of $12,708

Smart is giving one lucky SA Government employee the chance to drive away with their first year of lease payments covered+ - up to the value of $12,708. 

Call for a leasing quote on 1300 175 244.

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Here’s how to enter

Simply order and take delivery of a new or used vehicle through a Smart novated lease between 24 November 2025 and 31 December 2025 and you’ll be automatically entered into the draw.

 

Important: To qualify, the vehicle must be financed through Smart on a 5-year lease term.

Drive your salary further with a novated lease

Novated leasing is approved by the ATO and can help you save on income tax.

With a novated lease you can pay for your car expenses using a combination of your pre-tax and post-tax salary (or if your car is eligible for the electric car discount^, all payments are made using your pre-tax salary).

This could reduce your taxable income and the amount of tax you pay.

Ready to get into your dream car?

BMW iX1
BMW iX1
MY24 eDrive20
Request a quote
Geely EX5
Geely EX5
MY26 Inspire
Request a quote
Ford Everest
Ford Everest
MY25.5 Platinum 3.0 V6 4X4 
Request a quote

Important information

 

+ Terms & Conditions apply, for full details visit sagov.smart.com.au/legal/win-first-year-lease-terms-and-conditions. Promotion period begins on 24.11.2025 at 00:01am AEDT and ends on 31.12.2025 at 11:59pm AEDT. Joint promoters are: Smartsalary Pty Limited, a SmartTM company and AccessPay Pty Ltd. The prize pool is shared among the two named joint promoters. This means, for example, that an eligible entrant who is a customer of Smartsalary will be competing for one (1) Major Prize with all other eligible entrants, who may be customers of any other of the joint promoters. Eligible entrants will receive an automatic entry into the draw when they do the following during the Promotion Period: are and continue to be employed by one of the Eligible Employers, order and take delivery of a new or used vehicle through Smart, obtain vehicle finance for that vehicle through Smart on a 5-year lease term, and receive confirmation from Smart (as applicable) that the novated lease has been settled. Winners will be selected during the competition prize draw which will take place on 15.01.2026 at 11:00am AEDT. The shared prize pool consists of five (5) Grand Prizes, each Grand Prize consists of one (1) single payment of up to $1,059 AUD per month, totalling a value of up to $12,708 AUD per winner. Winners will be notified by email within 7 business days of prize draw. NSW Trade Authority TP/01464 and NSW Notification Number NTP/15082, ACT Permit Number TP 25/02792 and SA Permit Number T25/2115.

 

^ Fringe Benefits Tax (FBT) exemption available for eligible electric or hydrogen cell vehicles purchased through a novated lease up to the Luxury Car Tax limit ($91,387 in FY 2025-26).

 

* Discount figures provided are indicative only and based on quotes obtained by Smart from its dealership network in November 2025. Actual discounts may vary depending on factors such as dealer selection, date of purchase and state in which vehicle is purchased. Discounts on RRP are not guaranteed. Discount applies only to the specific car (including make, model and variant) as listed on this page without the inclusion of any optional extras.

 

This is general information only. Before entering into any salary packaging or novated leasing arrangement, you should consider your objectives, financial situation and needs, and obtain appropriate legal, financial, or other professional advice based upon your own particular circumstances.