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Salary Packaging

What is salary packaging?

Salary packaging (also known as salary sacrificing) is a way of paying for certain things out of your pre-tax income. Because you pay for them before your pay is taxed, there’s less income left to be taxed – and you could keep more of your pay.  

Watch the video to find out more.

Learn more about Smart™ and ask any questions at one of our webinars. Reserve a place now.

Couple using tablet to package salary

Is salary packaging for me?

Depending on who you work for, there are many ways salary packaging can help get your pay working harder – including car leasing, home loan or rent payments, work expenses and more.

With Smart™, it's simple to set up and manage. Use our calculator to find out what you can include, and how much you could save.

What does your employer offer?

  • SA Health Logo

    Local Health Network and SA Ambulance

    You can salary package certain everyday living expenses (including home loan or rent payments), meal entertainment, work-related expenses, car leasing and many other tax-saving benefits.

  • Students raising their hands

    Department for Education

    You can salary package certain self-education expenses, work-related expenses, relocation costs, professional membership and subscriptions, car leasing and many other tax-saving benefits.

  • SA Police logo

    SA Police

    You can salary package car leasing, certain work-related expenses, financial and taxation advice, income protection insurance, relocation costs and many other tax-saving benefits.

  • People working on laptops

    Department for Wellbeing

    You can salary package certain work-related expenses, self-education expenses, car leasing, relocation costs, professional membership and subscriptions, and many other tax-saving benefits.

  • Person perusing documents

    Legal Services Commission

    Legal Services Commission employees can save thousands simply by salary packaging everyday expenses.

  • Man with glasses and ear separator

    Other departments and agencies

    Benefits available depend on which SA Government department or agency you work for, but they will include car leasing, certain work-related expenses and more.