What is salary packaging?
Salary packaging (also known as salary sacrificing) is a way of paying for certain things out of your pre-tax income. Because you pay for them before your pay is taxed, there’s less income left to be taxed – and you could keep more of your pay.
Watch the video to find out more.
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Is salary packaging for me?
Depending on who you work for, there are many ways salary packaging can help get your pay working harder – including car leasing, home loan or rent payments, work expenses and more.
With Smart™, it's simple to set up and manage. Use our calculator to find out what you can include, and how much you could save.
What does your employer offer?

Local Health Network and SA Ambulance
You can salary package certain everyday living expenses (including home loan or rent payments), meal entertainment, work-related expenses, car leasing and many other tax-saving benefits.

Department for Education
You can salary package certain self-education expenses, work-related expenses, relocation costs, professional membership and subscriptions, car leasing and many other tax-saving benefits.

SA Police
You can salary package car leasing, certain work-related expenses, financial and taxation advice, income protection insurance, relocation costs and many other tax-saving benefits.

Department for Wellbeing
You can salary package certain work-related expenses, self-education expenses, car leasing, relocation costs, professional membership and subscriptions, and many other tax-saving benefits.

Legal Services Commission
Legal Services Commission employees can save thousands simply by salary packaging everyday expenses.

Other departments and agencies
Benefits available depend on which SA Government department or agency you work for, but they will include car leasing, certain work-related expenses and more.
