Salary packaging is simpler than you may think, and as an employee of Department for Education you’re entitled to many different ATO-approved benefits.
By paying for these mostly from your income before tax, you could reduce your taxable income and the amount of tax you pay and keep more of your take-home pay for other things.
You can salary package a car that suits you, for personal or business use, through a novated lease. It’s one of the simplest and most cost-effective ways to buy and run a car and could save you thousands over the term of your lease.
Staying connected is a necessity of working life, but it might not cost as much if you salary package certain work-related expenses. As long as your mobile device is used mainly for work, this lets you pay for phones, tablets, and laptops out of your income before tax.^
^A portable electronic device can only be salary packaged if it is used primarily (over 50%) for work purposes. Employees are limited to 1 device with substantially similar functions. Tax savings achieved through salary packaging will depend on your income tax bracket and personal circumstances.
Staying current with your career and peers could be more affordable if you can package professional membership and subscriptions and save on tax.
Getting professional advice to help you save on tax and maximise your wealth could be more affordable if you can salary package the costs.
Studying to get ahead in your career? You could salary package the costs of furthering yourself and save on tax.
If you have disability and income protection insurance, you may be able to pay for this cover out of your pre-tax salary.
Salary package airline lounge membership to make travel more enjoyable, whether it’s personal or business.
Relocating for work can be a hassle, but at least you could save money by salary packaging the costs.
On top of your salary packaging benefits, Smart™ makes it simple for you to get rewards and discounts with leading brands and services.