Everyday Living Expenses

Save on living expenses you already pay for

If you work for a Local Health Network, SA Ambulance or Legal Services Commission SA you can enjoy tax savings on a selection of everyday living expenses like home loan repayments, rent, bills and other items.

Which expenses can you include?

There’s a range of things you can pay for from your pre-tax income with this benefit.

Family with children

Home loans, rent and other ongoing expenses

You can salary package certain regular expenses including home loan and other loan payments and rent. For these, you only need to provide supporting documentation once and we'll set up ongoing packaging, freeing up your time for other things.

Variable expenses

For variable expenses that you choose to salary package, like credit card payments, you need to submit regular claims with proof of payment.

Smart™ Salary Packaging and Meal Entertainment Mastercard

Salary packaging your everyday living expenses is simple when you use the Smart Salary Packaging and Meal Entertainment card. It's a Mastercard that’s loaded with your pre-tax dollars to pay the bills on things you’ve chosen to package.

See how salary packaging can work for you

Use our salary packaging calculator to see which benefits you can package and how much you can save. What you’re eligible for depends on your employer’s salary packaging policy and your employment status.

The Smart Salary Packaging and Meal Entertainment Card is a prepaid, reloadable Mastercard issued by EML Payment Solutions Limited ABN 30 131 436 532 AFSL 404131. Please consider if this product is right for you. Read the Product Disclosure Statement (PDS) and the Target Market Determination relating to this product before making any decision. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.