Save on living expenses you already pay for
If you work for a Local Health Network, SA Ambulance or Legal Services Commission SA you can enjoy tax savings on a selection of everyday living expenses like home loan repayments, rent, bills and other items.
Which expenses can you include?
There’s a range of things you can pay for from your pre-tax income with this benefit.
Home loans, rent and other ongoing expenses
Depending on your employer’s policy, you may be able to salary package certain regular expenses such as home loan repayments, other loan repayments and rent.
For eligible items, you only need to provide supporting documentation once, and ongoing packaging will be arranged for you.
Variable expenses
For variable expenses you may be able to salary package, such as credit card payments, you will need to submit regular claims with proof of payment
Smart™ Salary Packaging and Meal Entertainment Mastercard
The Smart™ Salary Packaging and Meal Entertainment Card makes it easy to use your salary‑packaged funds.
Your card holds separate balances for eligible living expenses and meal entertainment, based on your salary packaging arrangements.
You can use the card for eligible purchases such as groceries, utility bills and dining out, with the transaction type determining which balance is used.
Frequently Asked Questions
See how salary packaging can work for you
Use our salary packaging calculator to see which benefits you can package and how much you can save. What you’re eligible for depends on your employer’s salary packaging policy and your employment status.
Important Information
The Smart Salary Packaging and Meal Entertainment Card is a prepaid, reloadable Mastercard issued by EML Payment Solutions Limited ABN 30 131 436 532 AFSL 404131. Please consider if this product is right for you. Read the Product Disclosure Statement (PDS) and the Target Market Determination relating to this product before making any decision. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.