More fun, less tax
When you buy your MINI through a novated lease with Smart, you also get a mix of potential tax savings and convenience that’s hard to beat!
Peace of mind when your lease ends
With a MINI Flex agreement, you’ll enjoy the added confidence of a Guaranteed Future Value (GFV) for your vehicle.
Before you even take delivery of your MINI, you can lock in a guaranteed future value at the end of your lease, giving you flexibility and peace of mind.
When your lease ends, your options include trade-in, pay out and keep the vehicle, or return your MINI applying the MINI Flex Guaranteed Future Value.
Why salary package a car?
Salary packaging a car through a novated lease is one of the simplest and most cost-effective ways to buy and run the car you want. It helps reduce your taxable income and the tax you pay, and you can also save in other ways.
With a novated lease your car finance and all usual running costs come out of your salary in regular, easy payments. With an eligible, fully-electric vehicle (EV)^, it all comes from your income before tax, and for other cars it’s a combination of before and after-tax income.
This is general information only. Before entering into any salary packaging or novated leasing arrangement, you should consider your objectives, financial situation and needs, and seek appropriate legal, financial or other professional advice based upon your own particular circumstances. The availability of benefits is determined by your employer. Conditions and fees apply. Smartsalary Pty Ltd (ABN 24 096 796 100) (Smartsalary).
^ Fringe Benefits Tax (FBT) exemption available for eligible electric or hydrogen cell vehicles purchased through a novated lease up to the Luxury Car Tax limit ($91,661 in FY 2026-27). See the Australian Taxation Office website for full eligibility criteria.
Ş GST savings are calculated on the FBT base value of the vehicle, up to the claimable limit [$6,353 in FY 2026-27] unless exempt.